One of the biggest questions retirees face is: “If I sell my home, can I really afford to rent instead?”

As retirement approaches—or has already begun—many seniors find themselves at a crossroads: should they stay in the family home with all its ongoing costs, responsibilities, and maintenance? Or would it be wiser (and more freeing!) to downsize, simplify, and consider renting?

We’ve created a simple, yet powerful resource to help you answer that question with confidence:

The Rent vs Own Workbook: A Cost Comparison Guide for Retirees

This free downloadable workbook is designed exclusively for seniors in the Halifax area who are curious about their financial options when considering a move from homeownership to rental living.

✔ What You’ll Learn from This Workbook:

  • Can you afford to rent if you sell your home?
    Use your own numbers to see exactly how far your home equity can go when applied toward rental living.
  • How much are you really spending to stay in your current home?
    This workbook helps uncover hidden or underestimated costs such as:
    • Property taxes
    • Maintenance and repairs
    • Heating, insurance, and utilities
    • Ongoing upkeep like snow clearing, landscaping, and more
  • What could you save—and earn—by renting instead?
    Find out how downsizing and investing your home equity might allow you to:
    • Live maintenance-free
    • Create a new monthly income stream
    • Potentially have your rent paid entirely through your savings and investments
  • See the full picture before making any decisions.
    The Rent vs Own Workbook lets you complete all calculations privately and easily. No pressure. Just clear, personalized insight to help guide your next move.

💡 Why Seniors Love This Resource:

✅ It’s Practical – Straightforward worksheets and real-life examples tailored to Halifax’s housing and rental market.
✅ It’s Empowering – Make informed decisions, not emotional ones. Know what your numbers say before making a move.
✅ It’s Private – Complete it in your own time, at home. No sales pressure, no obligation.
✅ It’s Free – This is a complimentary resource from local Realtor Roy Thomas, a Seniors Real Estate Specialist (SRES®) who’s helped hundreds of clients make smart, confident downsizing moves.


📥 Get Your Free Copy Instantly

Request your digital copy of the “Rent vs Own Workbook” today.
Just fill in your information below, and the workbook will be sent directly to your inbox.

This could be the most important step you take toward financial peace of mind in retirement.