One of the biggest questions retirees face is: “If I sell my home, can I really afford to rent instead?”

Rent or Own? Find Out What the Numbers Really Say

One question keeps Halifax seniors up at night: “If I sell my home, can I actually afford to rent?”

Most people guess. This workbook lets you calculate the real answer — using your own numbers, in your own home, with zero pressure.

I’m Roy Thomas, a Seniors Real Estate Specialist (SRES®), and over the years I’ve watched too many Halifax seniors struggle to pay for and maintain a house while hundreds of thousands of dollars in equity sits locked inside those walls — doing nothing for them in retirement.

This free workbook changes that.

What You’ll Actually Do With This Workbook:

Add up the true cost of staying in your home — mortgage, property tax, heat, water, insurance, snow removal, lawn care, repairs — the full picture, not just the mortgage payment
Calculate how much monthly income your home equity could generate if invested
Run the comparison: what does renting actually cost once your equity is working for you?
Here’s what surprises most of my clients: when you add up what you save on home expenses AND what you earn by investing your equity, many find their rent is largely — or even entirely — covered.

The workbook also covers:

How to use a TFSA to shelter your home equity from tax (this alone can be worth thousands)
Why leaving your equity sitting in a savings account is a costly mistake
Why updating your will and Power of Attorney belongs on your to-do list right now
“We never once felt pressured. Both of us knew that anytime we needed advice, all we had to do was call Roy.” — Loyola and Frank Spearey

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